The Chase $50 hotel credit is a fantastic perk offered to cardholders of certain Chase credit cards. It allows you to save money on your hotel stays, but to truly take advantage of this benefit, it’s essential to understand how it works and how to make the most of it. Whether you’re planning a weekend getaway or a business trip, this credit can provide substantial savings. In this comprehensive guide, we will walk you through everything you need to know about how the Chase $50 hotel credit works, including how to redeem it, which cards offer it, and tips for maximizing its value.
1. What is the Chase $50 Hotel Credit?
The Chase $50 hotel credit is a benefit provided by Chase to certain credit card holders, typically as part of a rewards or premium travel program. This credit is applied to your hotel bookings, effectively lowering the cost of your stay. It’s an added incentive for cardholders to use their Chase cards when booking hotels through select channels.
The credit works by being applied automatically to eligible hotel purchases made through specific platforms. It’s important to note that this is a one-time use benefit per year, so understanding how to utilize it correctly is key to getting the most out of it.
2. Which Chase Cards Offer the $50 Hotel Credit?
The Chase $50 hotel credit is typically available through Chase’s premium travel cards. Specifically, it is offered to holders of the Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card. These cards are popular choices for frequent travelers because they come with a variety of valuable benefits, including the hotel credit.
Chase Sapphire Reserve®
As a premium travel card, the Chase Sapphire Reserve® offers a broad range of perks, including the $50 hotel credit. This card also provides a variety of other travel rewards, such as points on travel and dining purchases, access to airport lounges, and comprehensive travel insurance.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card, while offering a lower annual fee compared to the Reserve card, also provides the $50 hotel credit. This card offers substantial rewards points on travel and dining purchases and is a great option for those who are looking for luxury travel benefits without the higher fee of the Reserve card.
3. How to Use the Chase $50 Hotel Credit
To use the Chase $50 hotel credit, you must make an eligible hotel booking through one of Chase’s approved partners. The process is simple, but it’s important to follow the steps carefully to ensure that the credit is applied correctly.
Step-by-Step Process to Redeem the Credit
- Log in to Your Chase Account: First, log into your Chase account and make sure that your Chase Sapphire Reserve® or Chase Sapphire Preferred® Card is linked to your account.
- Book Your Hotel Through Chase Ultimate Rewards®: The most straightforward way to redeem the $50 hotel credit is by booking your hotel through Chase Ultimate Rewards® portal. Chase provides a variety of options for booking hotels, including both luxury and budget accommodations.
- Select Your Hotel: Once you’ve found the hotel that fits your needs, proceed with the booking process. The Chase $50 hotel credit should be automatically applied at checkout, reducing the total cost of your stay by $50.
- Verify the Credit: Before finalizing your booking, make sure the $50 hotel credit has been applied. If it hasn’t, you may need to contact Chase customer service for assistance.
- Enjoy Your Stay: After completing your booking and confirming that the credit has been applied, enjoy your stay at a discounted price thanks to the $50 hotel credit.
4. What Hotels Are Eligible for the Chase $50 Hotel Credit?
Not all hotels qualify for the Chase $50 hotel credit. To ensure that your stay qualifies for the credit, it’s essential to book through the Chase Ultimate Rewards® portal or use one of Chase’s approved hotel partners.
Eligible hotels typically include both luxury hotels and more affordable options, so you have a wide range of choices depending on your budget. It’s important to note that the credit may only apply to the room rate and not to additional expenses like taxes, resort fees, or incidental charges.
5. Can the Chase $50 Hotel Credit Be Used More Than Once?
The Chase $50 hotel credit is available once per cardholder, per year. It’s a one-time use benefit, so if you’ve already used the credit for the year, you’ll have to wait until the next year to use it again. However, there are some strategies you can use to get the most value out of it during your annual trip or hotel booking.
Maximizing the $50 Credit
- Book a More Expensive Stay: If you’re planning to stay at a hotel with a higher rate, the $50 credit will reduce the total cost. For example, a $300 hotel room will only cost you $250 after applying the credit, which makes a significant difference.
- Combine with Other Offers: Sometimes, Chase offers additional promotions or discounts through its Ultimate Rewards® portal. You can combine these offers with your $50 hotel credit to maximize your savings even further.
- Use It for Resort Stays: While some resort fees may not be eligible for the credit, applying the $50 discount to your room rate can still result in significant savings during your stay at a resort or luxury property.
6. What Are the Restrictions on the Chase $50 Hotel Credit?
Although the Chase $50 hotel credit is a valuable perk, there are a few restrictions that cardholders should be aware of:
- One-Time Use: The credit is only available once per year, so plan ahead to get the most out of it during your travels.
- Eligibility: The credit applies only to bookings made through the Chase Ultimate Rewards® portal or select hotel partners.
- Excludes Fees: The credit typically only applies to the room rate and not to taxes, resort fees, or incidentals.
- Expiration: If not used within the eligible year, the credit expires and will not roll over to the following year.
7. Chase $50 Hotel Credit vs. Other Travel Benefits
Chase offers a variety of other travel-related benefits, especially with the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card. These benefits include:
- Earn Points on Travel Purchases: Both cards allow you to earn points for every dollar spent on travel, dining, and other purchases.
- Travel Insurance: Chase cards come with a range of travel insurance options, such as trip cancellation and interruption insurance, lost luggage reimbursement, and more.
- Airport Lounge Access: The Chase Sapphire Reserve® provides access to a variety of airport lounges through the Priority Pass™ network.
When combined with the $50 hotel credit, these benefits make the Chase Sapphire cards an excellent choice for frequent travelers who want to maximize their rewards and minimize travel costs.
8. Alternatives to the Chase $50 Hotel Credit
If you’re looking for other ways to save on your hotel stays, consider these alternatives:
- Hotel Loyalty Programs: Many hotel chains have their own loyalty programs that allow you to earn points for each stay. These points can be redeemed for free nights or upgrades.
- Other Credit Cards with Travel Perks: There are other credit cards that offer similar hotel benefits, such as the American Express Platinum Card® or the Citi Prestige® Card. Be sure to compare rewards programs to find the one that best fits your travel needs.
9. Conclusion: Making the Most of Your Chase $50 Hotel Credit
The Chase $50 hotel credit is a valuable perk for cardholders of the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card. By following the simple steps for booking through the Chase Ultimate Rewards® portal and understanding the restrictions and benefits, you can enjoy significant savings on your hotel stays. Whether you’re planning a weekend getaway, a family vacation, or a business trip, this credit can help make your travel experience more affordable and enjoyable. Don’t forget to use the credit each year, and combine it with other Chase benefits to maximize your savings on travel expenses.